Citi double cash foreign transaction fee View and Compare Cards; Rewards; Travel; 0% Intro APR; Balance Transfer; Cash Back; Business; Less Categories; Most Popular; No Annual Fee; No Foreign Transaction Fee ; Citi ® / AAdvantage ® Citi ThankYou ® Mastercard ® Is the Citi Double Cash® Card still a good credit card in 2024?. Earn an Foreign transaction fee 3% Who should get the Citi Double Cash Card? If you value convenience most. Earn 3 times X ThankYou ® Points per $1 spent on Air Travel and Other Hotel Purchases, Restaurants, Supermarkets, Gas Stations and – newly added! – EV Charging Stations. Find out how to avoid DCC and get the mid-market rate wit The Simplicity of the Rewards Program Is Why We Like It. Credit Card Reward Programs. All Credit Cards; Rewards; Travel; 0% Intro APR; Balance Transfer; Cash Back; Business; Less Categories; Most Popular; No Annual Fee; No Foreign Transaction Fee; Citi ® / AAdvantage ® Citi ThankYou ® Mastercard ® Retail Cards; Select compares the 5% cash-back Citi Custom Card and the 2% flat cash-back Citi Double Cash Card neither card is a great option because both have 3% foreign transaction fees. As of Nov. I would take note of this and keep in mind that By contrast, the Citi Double Cash has a higher late fee, a penalty APR up to 29. dollars for each transaction conducted in a foreign The Citi Double Cash’s fees are not egregious, but other cash back cards have less painful fee structures. The fee also applies to online purchases The Citi Simplicity® Card foreign transaction fee is 3%. The Citi Double Cash® Card imposes a foreign transaction fee, amounting to 3% of the total purchase value in U. Citi Double Cash Review. The Citi Double Cash Card wins out here, with a longer intro period to give you more time to pay down high Citi credit cards with no annual fee for military include: Citi ® Double Cash Card; Citi ® / AAdvantage® Platinum Select ® World Elite Mastercard ® Citi ® / AAdvantage ® Executive World Elite Mastercard ® Citi Hi all, I was on a business trip a week ago outside the US and made some payments with chase's freedom unlimited and citi's double cash. Compare exchange rates, ATM fees, and card options for travelers and expats. Earn 2% cash back on every purchase with the Citi Double Cash Card, with no category restrictions or limits. Is the Citi Double Cash Card worth it? The Citi Double Cash Card is worth it if you want to earn a high cash back rate on purchases or refinance debt. The Citi Double Cash Card exchange rate is Mastercard's exchange rate on the date you make a purchase, plus any foreign transaction fees. As such, you'll want to have an alternate card without foreign transaction fees to use when traveling While the foreign transaction fees and lack of a 0% APR offer on purchases may be drawbacks for some, the Citi Double Cash Card's uncomplicated rewards structure and no annual fee make it a The more you know about credit the better. This means you won’t be subject to an additional charge whenever you use the Citi Strata Premier℠ Card outside of the United States. Authorized Users. Citi Double Cash Card boasts a zero annual fee, allowing you to retain the card without incurring any charges. If you get approved for the Citi Double Citi Double Cash Chase Freedom Unlimited; Welcome offer : Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening. That makes this a bad choice for spending outside of the U. Citi Double The Best Buy® Credit Card foreign transaction fee is 0%. 7% (rates & fees). A no foreign transaction fee credit card does not charge extra for transactions made while traveling abroad or for online purchases from international merchants . While the No foreign transaction fees; The Citi ThankYou Preferred card is designed not just for earning rewards, but also for enhancing your travel and entertainment experiences. With benefits that support you both at home and abroad, it’s a card that aims to be as versatile as your lifestyle. Learn about the 3% foreign transaction fee, the cashback offer and the APR of the Citi Double Cash card. Compare that to the Apple Card which also gives you 2% back on everything (using tap to pay) but has no foreign transaction fee or AF. Even if you want first 2% cash back everywhere, there are other cards that do that with far lower (or no) foreign transaction fees, since are The Citi Premier also comes with an annual $100 hotel credit on bookings of $500 or more through the ThankYou travel site. Subject to credit approval. The Citi Double Cash® Card foreign transaction fee is 3%. Part 1: Getting Started. As a result, it’s important to have a good no foreign transaction fee credit card when traveling outside the U. Citi ThankYou® Rewards . Noteworthy perks: 24 month extended warranty. Learn More. , be aware that the Citi Double Cash Card charges a 3% foreign transaction fee on every purchase. card_name Both cards charge a 3% fee for foreign transactions after conversion to dollars. To learn more, refer to our guide on foreign transaction fees and our editors’ picks for the best credit The Citi Double Cash® Card charges a 3% foreign transaction fee. If maximizing cash back on every The Citi Double Cash card is often recommended as a catch all card for most people. I booked a hotel in Mexico and the currency was listed in dollars. Cancel. 720+ Recommended credit scores Nationwide Availability Review details with the company before applying. Citi Rewards+ ® Student Credit Card. dollar amount for purchases made in a foreign currency. Costco Anywhere Visa ® Business Card by Citi. View and Compare Cards; Rewards; Travel; 0% Intro APR; Balance Transfer; Cash Back; Business; Less Categories; Most Popular; No Annual Fee; No Foreign Transaction Fee ; Citi ® / AAdvantage ® Citi ThankYou ® Mastercard ® This means Citibank will add a 3% surcharge anytime you use the Citi® Diamond Preferred® Card outside of the United States. Citibank Foreign Transaction Fees: Costco Anywhere Visa® Card Foreign Transaction Fee. The Citi Double Cash card isn’t perfect. But one thing i never see discussed is it’s foreign transaction fees. Citi's Credit Knowledge Center has everything from basic credit card tips to helpful advice on financial planning. Learn More No foreign transaction fees 1; Use the Costco Anywhere Visa card as your Costco membership ID; 1 Important Pricing & Information + 2 Additional Information + Join Costco . . Citi Double Cash Card has a 3% foreign transaction fee, which will cost you more than you’ll be earning in rewards on your purchases. I’d also suggest the Wells Fargo Active Cash for a 2% card which has a $200 bonus instead of the Citi Double Cash which has no bonus. Welcome bonus: $200 cash back after spending $1,500 on purchases in the first six months of account opening. Below, we’ll do a The Citi Custom Cash® Card foreign transaction fee is 3%. - Foreign transaction fee (3%) Bottom Line: To be honest, both cards are pretty solid. Unlimited No, the Citi Double Cash Card doesn’t have travel insurance anymore. Compare . 3 out of 5: 4. Neither the Citi Double Cash nor the Citi Simplicity is the best choice for traveling abroad, as each charges a foreign transaction fee on purchases made outside of the U. 4 % | or 3 % Cash Back. Both the Citi Double Cash® Card and the Fidelity® Rewards Visa Signature® Card charge no annual fee and offer cardholders a 20,000 ThankYou(R) Points, which can be redeemed for $200 cash back: Foreign Transaction Fees: 1%: 3%: Apple App Rating: 4. American Express Membership Rewards. Learn More . The With the Citi Double Cash, you get the 2% cash back as ThankYou points rather than in dollars and cents. One thing to consider for both cards is that they both charge foreign transaction fees. About 25% of credit card offers don't have foreign transaction fees, so there’s no reason to pay the extra charge. New cardmembers only. Credit Score Monitoring . All Guides. since the card only earns up to 2%, but you will be charged a 3% fee leaving you with a net loss of 1% for every dollar spent. Fortunately, there are lots of other great cards with no foreign Yes, the Citi Double Cash ® Card does have foreign transaction fees. Citi Strata Premier℠ Card: $2,000; Citi Custom Cash® Card: $500; Citi Double Cash® Card: $500 You can make your Citi Premier and Citi Double Cash rewards combo even more rewarding if you add in a no-annual fee Citi Rewards+ card. This means Citibank will add a 3% surcharge anytime you use the Citi Rewards+® Card outside of the United States. This means Citibank will add a 3% surcharge anytime you use the Citi Custom Cash® Card outside of the United States. You will need good to excellent credit, normally 670 The Citi Double Cash Card offers 2% cash back with no annual fee. Part 2: How it Affects Your Credit Score. Table of contents hide. This credit card is recommended for people with the following credit scores: 620-719 and 720+ No score 619 or less. Clark Howard has The card has 3% foreign transaction fees, so the rewards you earn wouldn’t compensate for the fees you’re paying. Capital One Quicksilver Cash Rewards You also won’t want to use the Double Cash on overseas purchases, since the card has a 3% foreign transaction fee. Citibank doesn’t publicly disclose any maximum credit limits. Citi Double Cash ® Card. 14, new The World Elite Mastercard foreign transaction fee depends on the issuer of the credit card. Reply reply Paulx589 • Would I be charged a cancellation fee or anything for canceling the card? Reply reply HighestHand • No Does Citibank have foreign transaction fees? Citi normally charges a 3% fee for foreign transactions. * Earn 1 ThankYou ® Point per $1 spent on All Other Purchases. Issuer Satisfaction: Tie. You can get a foreign transaction fee waived by calling your credit card’s customer service department, or by getting a credit card that doesn’t charge foreign fees. 3% Foreign Transaction Fee. Plus, cash-back can be converted to ThankYou Points, which you can use Note that the Citi Double Cash also has a 3% foreign transaction fee. See also: Citi ThankYou Rewards Complete Guide. Fortunately, the Capital One Venture card does not charge these fees ( rates & fees ). Each calendar year, Citi will rebate back 10% of the first 100,000 ThankYou® Using the Citi Double Cash, you’ll earn up to $20 in cash back rewards for the month ($10 upfront and $10 once you pay for your purchases), or $240 in cash back rewards for the year. You’ll be charged a foreign transaction fee of 3% for each purchase made in a foreign country. The card_name foreign transaction fee is equal to foreign_transaction_fee of the U. The Citi Strata Premier℠ Card foreign transaction fee is 0%. If you’re planning to travel outside the US, plan to use another credit card besides the Citi Double Cash card. The Double Cash Card The Citi Double Cash card charges 3% of the total transaction and the Amex Blue Cash Everyday card charges 2. 99% and a foreign transaction fee of 3%, but the Citi Double Cash has a higher late fee of up to $41 and a higher cash advance fee of either $10 or 5% of the amount, whichever No Foreign Transaction Fee. The fee also applies to online purchases made through an internationally-based merchant. Citi Digital Special Offer. and pay with a card that has a foreign transaction fee, that fee will apply. Both the Citi Diamond Preferred and Citi Double Cash cards have similar penalties and fees, including up to $41 for late payments, a 3% fee on foreign transactions and a cash advance fee of either $10 or 5% of the amount, whichever is greater. Citi Double Cash Card. In contrast, Citi Double Cash imposes a late fee of up to $41, a You can make your Citi Premier and Citi Double Cash rewards combo even more rewarding if you add in a no-annual fee Citi Rewards+ card. Reward Citi Double Cash ® Card. All of these The Blue Cash Everyday is slightly better for penalties and fees, with a lower late fee of up to $40 compared with Citi Double Cash's up to $41, and a lower foreign transaction fee of 2. Both cards have similar The Wells Fargo Autograph would be a good travel card. You'll be much better off using a no foreign transaction fee travel rewards card like the Citi Premier ® Card, The Platinum Card ® from American Express, or the Chase Sapphire Reserve ® Card. That beats most of the other competitors, except to the extent you get hit with a foreign transaction fee or the opportunity cost of not getting a sign-up bonus (but as others in this thread have suggested, you can get the bonus Citi Custom Cash card: 0% Intro APR on balance transfers and purchases for 15 months. The Citi Double Cash card isn’t technically a travel card; a travel-focused card should come with no foreign transaction fee and extra travel perks. 7% versus 3%. Now you can just tap your card on select payment readers. View and Compare Cards; Rewards; Travel; 0% Intro APR; Balance Transfer; Cash Back; Business; Less Categories; Most Popular; No Annual Fee; No Foreign Transaction Fee ; Citi ® / AAdvantage ® Citi ThankYou ® Mastercard ® The Citi Rewards+® Card foreign transaction fee is 3%. The Citibank Double Cash credit card is a popular choice among savvy consumers for its generous rewards system. For example, if you buy something online from a merchant in the U. However, the Costco Anywhere Visa requires a Costco membership which costs $65 to $130 a year. Part 4: Nate's Points-Earning Philosophy. No credit card is perfect, and one of downside of the CardName is its foreign transaction fees. Whether it’s a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant, you won’t have to pay extra. The Citi Double Cash The Citi Strata Premier card has no foreign transaction fees, while the Double Cash card has a 3% foreign transaction fee. Pros. He even carries it in his wallet. Balance transfer fee — either $ or % of the amount of each transfer, whichever is greater. Miles & Points 101. Pros & cons Long intro-APR for balance transfers Compare benefits and start earning travel rewards today with one of Citi's no foreign transaction fee credit cards. The fee also applies to online purchases The Capital One Quicksilver Cash Rewards Credit Card doesn’t charge any foreign transaction fees. The Citi Double Cash, however, has a 3% foreign transaction fee, which will negate all the value of the cash back you earn and result in a net cost of at least 1% of your purchases. Here are the key things I don’t like about the card: Foreign Transaction Fees. Given these similarities, there's no clear winner I need some help with clarifying a recent $50 foreign transaction fee assessed to my Double Cash Card. 99%. Card Offer and Details; Citi Double Cash® Card ⓘ $289 1st Yr Value Estimate. 1 Understanding Foreign Transaction Fees. Compare benefits and start earning travel rewards today with one of Citi's no foreign transaction fee credit cards. This fee is $5 or 5% of the transfer, and will be added to your debt load Cash-Back Overview Intro APR period Foreign-Transaction Fees Sign-Up Bonus; Apple Card: Apple purchases, simplicity: 3% (purchases made directly with Apple) 2% (all Apple Pay purchases) 1% (everything else) N/A (13. There are also fees for balance transfers and late or returned payments. Bilt Rewards. Citi Strata No foreign transaction fees 1; No limit on miles you can earn; Preferred boarding on American Airlines flights; 25% savings when you use your card on American Airlines inflight food and beverage purchases ; 1 Important Pricing & Information + 2 Additional Information + Compare . 5% cash back on up to $20,000 spent in the first year Intro. Both Discover it Cash Back and the Citi Double Cash Card come with good balance transfer offers with low fees. These fees ultimately kill the cash back. Citi Strata Compare benefits and start earning travel rewards today with one of Citi's no foreign transaction fee credit cards. Earn Cash Back. Bonus Offer 2. Issuer Satisfaction: Tie Citibank and JP Morgan The Citi Double Cash® Card foreign transaction fee is 3%. 620-719. 99% penalty Citi Double Cash ® Card. That means neither is The fee is incurred when you transfer debts from one or more credit cards to your Double Cash card. This feature allows you to use your card abroad without incurring additional costs for purchases made in foreign currencies, making it an excellent choice for travelers. It’s important to note that both the Freedom The Citi Double Cash® Card hit the market in 2014 and has since been a leader in putting cash back into your wallet. Citi Strata Many international travelers encounter foreign transaction fees while making purchases or withdrawing cash from an ATM in a foreign country. dollars. If you’re planning on traveling out of the country, you should Citi Double Cash ® foreign transaction fee and other potential downsides. You might think you are equipped with the right tools, but unexpected fees can quickly leave you feeling lost, especially when using a credit card like the Citi Double Cash. You can review a complete list of Citi Double Cash Card fees on your monthly statement or in the card’s terms and conditions. Apply Now. The Citi Double Cash Card doesn’t charge an annual fee which makes this a hassle-free way to earn cash rewards. Learn about the card benefits, rewards, and how to apply online. This card charges a 3% foreign transaction fee on all international purchases. To learn more, refer to our guide on foreign transaction fees and our editors’ picks for the best credit cards without foreign fees. Get the Capital one venture card for the 50k or more sign up bonus, then close it at the 1 year mark to avoid the fee and then get the citi double cash. The easiest way to avoid a foreign transaction fee is Charges foreign transaction fees: If you travel outside of the U. This answer was last updated on 01/15/24 and it was first published on 10/21/20. So I’m Citi Double Cash ® Card. How to avoid foreign transaction fees With no bonus categories to memorize and no annual fee to worry about, the Citi Double Cash Card is an excellent go-to card, whether you’re filling up your tank, shopping online or paying your monthly bills. Generally, credit card travel insurance includes travel accident insurance, lost/damaged luggage reimbursements, baggage delay insurance, and emergency assistance Discover it Chrome offers more lenient penalties and fees, with no foreign transaction fee, no penalty APR and a late fee waiver on the first late payment. I've used the PayPal card since 2019 and have mostly enjoyed it. Best for up to 2% cash back. Rewards: Earn 2% cash back on purchases The best Citibank credit cards with no foreign transaction fee is the Costco Credit Card and the Citi Strata Premier℠ Card Card. This card used to have very strong purchase protections such as Extended Warranty, Price Rewind, and more. 2. Citi Double Cash Card Foreign Transaction Fee. Note: $200 is awarded as 20,000 No Foreign Transaction Fees — Foreign transaction fees can be as much as 3%. For the most current information about a financial You want a card that does not charge foreign transaction fees; You want a card that offers bonus categories for the things you spend the most on ; Double Cash Card — Is It Foreign Transaction Fee: 3%; Cash Advance Fee: $10 or 5% of cash advance, whichever is greater; Late Payment Fee: Up to $41; Returned Payment Fee: Up to $41; Citi Double Cash Pros and Cons. Citi has embraced the season of giving by unveiling a new welcome bonus offer for its Citi Double Cash® Card, one of CNBC Select's top picks for cash-back credit cards. 20K points ⓘ Non-Affiliate. However, this card may not be the best cash back option for every person Also, the Citi Double Cash® Card charges foreign_transaction_fee in foreign transaction fees when you use it for purchases abroad. Navigating the complexities of international financial transactions can feel like wandering through a maze. But there are a few World MasterCards offering 0% foreign transaction fee, like the Citizens Bank Cash Back Plus World Mastercard or the Citi AAdvantage Business Card. Like the Citi Double Cash, the Freedom Unlimited also offers a welcome bonus: Earn an additional 1. When That goes both for debit cards and credit cards with foreign transaction fees. card_name vs. Consider Neither Citi Double Cash Nor the Chase Slate Edge For A Robust Travel Card for Frequent Travelers Citi Double Cash ® Card. Money expert Clark Howard has recommended the popular cash back credit card for years. For starters, the card charges a foreign transaction fee of 3% of the transaction cost in U. Some banks waive this fee, especially if you use an ATM that falls within a specific network of banks. Was I wrong to think this? So I contacted the hotel and they did end up charging me Both cards have a penalty APR up to 29. Both cards impose similar late fees and cash advance fees. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Each calendar year, Citi will rebate back 10% of the first 100,000 ThankYou® Points that you spend, so you can get back up to 10,000 points per year Best of all, it isn’t tied in any way to your spending on the card. It's a good card for solid rewards and a simple earning structure without confusing bonus categories. $200 bonus, 3% on travel, dining, gas, and streaming. This card charges a 3% foreign transaction fee on all international Learn how Citibank charges foreign transaction fees for debit and credit cards, and how to avoid them with Wise. Cardholders have access to their FICO® The Citi Double Cash Card has a 3% foreign transaction fee. Limited Stand-Alone Benefits: Without premium perks like travel insurance, purchase protection, or significant travel benefits, this card is fairly basic in terms of additional features. And while the Citi Double Cash Card incurs a 3% The Citi Double Cash® Card has a $500 minimum credit limit, for example, while the Citi Strata Premier℠ Card has a minimum credit limit of $2,000. Key Features of Double Cash Card Cash Back Structure. Unfortunately, you can no longer apply for many of the World MasterCard credit cards. The reason he has suggested the card is its simplicity: You can earn unlimited 2% cash back on all your purchases with no annual fee and no spending categories to track (see rates But if you want a solid cash-back card without foreign-transaction fees, then get Barclay Uber. 24% to 28. As you pay off your purchases, you will The Citi Double Cash card is yet another appealing no-annual-fee Citi card, earning two ThankYou Points per dollar on all purchases. There’s a lot to like about the Citi Double Cash® Card, but that doesn’t mean the card is perfect. Putting the Yes, the Citi Double Cash card charges a 3% foreign transaction fee, so using it abroad could eat through any rewards you’d earn – and then some. On the freedom card, all foreign transaction fees have already been posted, but on the citi one there's one that isn't even pending. Phone Contactless payment: Citi Double Cash is a contactless-chip enabled card. Both Visa and Mastercard apply a 1% network fee — or foreign currency conversion fee — regardless of which bank issues your card. Issuer Satisfaction: Quicksilver Capital One edges out the Citi in issuer satisfaction Foreign Transaction Fees: The 3% foreign transaction fee makes this card impractical for international purchases, requiring a separate card for travel abroad. On its own, these points can only be redeemed for 1 cent each. Cash advance fee — either $ or % of the amount of each cash advance, whichever is greater. 24% to 24. Search. This means Citibank will add a 3% surcharge anytime you use the Citi Double Cash® Card outside of the United States. Additionally, the balance transfer fee is usually $5 or 5% The Citi Double Cash is a great option that could be good if: You like a simple Now an ongoing benefit! Earn a total of 10 ThankYou ® Points per $1 spent on Hotel, Car Rentals, and Attractions booked through CitiTravel. 2025 Bankrate Awards Winner . That means the cost of making international purchases is more than the 2% in Is Citi Double Cash still the best free CC? I'm not sure it has been at all since I started paying attention. Neither the Citi Strata Premier card nor the Double Foreign transaction fee: 3% of the transaction value: Interest free period: Up to 23 days: Late payment fee: Up to $41: Returned payment fee : Up to $41: Additional cardholder fee: $0: Security deposit: N/A: Finder experts pick With no annual fees and an introductory 0% APR on balance transfers, it attracts users seeking cost-effective solutions. The Citi Double Cash® Card is the card you want to use The best way to avoid foreign transaction fees is to use a debit or credit card that waives foreign fees when you're traveling abroad or making online purchases from international retailers. Authorized User Annual Fee: Free; Foreign Transaction Fee: 3%; What points are worth: The Citi Double Cash card earns Citi ThankYou Points. 1. Foreign Transaction Fees. Learn more or apply. This can add up, particularly for frequent international travelers, making it less favorable for those who But the lack of intro APR on purchases and a foreign transaction fee put it at a disadvantage against other rewards cards. The Citi Double Cash charges a 3% fee on foreign transactions, wiping out the 2% earnings you get with the card. Capital One Rewards. - No annual fee. The Citi Double Cash Each card charges foreign transaction fees of 3% on the total amount of the purchase. 5K in first six months. 24% variable APR from open) None: N/A: Citi® Double Cash Card: Everyday spending: 2% (all purchases; 1% when you buy and As with most credit cards, however, they come with some caveats. Both the Citi Double Cash and the Costco Anywhere are issued by Citi, resulting in identical issuer In this article, we’ll take a closer look at the Citi Custom Cash foreign transaction fee, compare it to other Citi credit cards, and provide tips for avoiding these fees while traveling abroad. Citibank Foreign Transaction Fees: Costco Anywhere Visa® Card by Citi: 0%; Citi Double Cash® Card: 3%; Citi® Diamond Preferred® Card: 3% Citi Double Cash ® Credit Card offers Annual Fee – None. Citibank Minimum Credit Limit by Card. Fortunately, there are a lot of great travel rewards credit cards that do not charge this type of fee. Don’t use the card outside of the United States. No Purchase Protections . For this reason, it’s better to select a Citi Double Cash Disadvantages. Use points to Fees. Both cards also have a penalty APR of up to 29. It also offers access to the Capital One transfer partners, and perks like a Global Entry or TSA PreCheck credit, no foreign transaction fees (rates & fees), rental car For penalties and fees, the Costco Anywhere stands out due to its absence of foreign transaction fees, unlike the Citi Double Cash, which charges 3% for each transaction. After that, the variable APR will be 18. You probably do not want to use this card overseas. The fee also applies to online purchases Both cards have a foreign transaction fee. A foreign ATM fee is charged when you withdraw cash from an ATM in a foreign country. Earn bonus ThankYou ® points after spending $ within the first months of account opening, redeemable for $ in gift cards or travel rewards at thankyou. But keep in mind while traveling abroad, that the Citi Double Cash has a 3% foreign transaction fee. Additional 1% cash back when payments are made on those purchases. Hope this review helps you and please feel free to leave feedback or any comments! Thanks! . You will earn one ThankYou point for every dollar you spend. Reply reply I have both but prefer the Citi Double Cash for everyday purchases. By comparison, the Citi Double Cash® Card charges 3% on every international transaction. Citi Double Cash. Annual fee: $0. 1 What is the Foreign Transaction Fee for Citi Custom Cash Card? 1. Fee for foreign purchases — % of each purchase transaction in US dollars. 2 Citi Custom Cash Card Foreign It does charge a balance transfer fee: BalanceTransferFees This fee is quite typical when it comes to balance transfers. 6 out of 5: Card Overview: Fidelity The Discover it Cash Back is better for penalties and fees, offering a first late payment waiver and no penalty APR or foreign transaction fees, compared with Citi Double Cash's up to $41 late fee, up to 29. However, around half of its products — including the Citi Prestige® Credit Card and most cobranded American Airlines cards — have 0% foreign transaction fees. 8 out of 5: 4. Credit Cards MyHub The Citi Double Cash has a slightly higher late fee of up to $41 compared to the Freedom Flex's $40, and both cards have a cash advance fee of 5% of the transaction amount. No annual fee, no foreign transaction fee. Learn More No foreign transaction fees 1; No limit on miles you can earn; Preferred boarding on American Airlines flights; 25% savings when you use your card on American Airlines inflight food and beverage purchases; 1 Important Pricing & Information + 2 Additional Information + Compare . Great, I thought, I can use my DC card and get 2% back without any foreign transaction fees. Points can be cashed out to make this a 2% cash back card, but if you have a Citi Premier or If you’re planning to travel outside the US, plan to use another credit card besides the Citi Double Cash card. Earn 4% on eligible gas and EV charging If you need a 2% card with no foreign transaction fee, look into PenFed, SDFCU, Signature FCU, RBFCU, or SoFi. However, there are others, such as the Chase Freedom Flex® Credit Card, that charge a Compare benefits and start earning travel rewards today with one of Citi's no foreign transaction fee credit cards. Citi ® / The Citi Double Cash® Card, from our partner, earns a flat 2% cash back on all purchases (1% when a purchase is made and another 1% when it's paid off) that makes it hard to beat, especially No Annual Fee; No Foreign Transaction Fee; Citi ® / AAdvantage ® Citi ThankYou ® Mastercard ® Retail Cards; Build Credit. Which Citi credit card has no foreign transaction fee? Citi® / AAdvantage® Platinum Select® World Citi Double Cash ® Card foreign transaction fee: 3% This means an additional fee will be added to any purchase made with either of these credit cards when traveling abroad. com. Learn More No foreign transaction fees 1; No limit on miles you can earn; Preferred boarding on American Airlines flights; 25% savings on inflight food, beverage and Wi-Fi purchases when you use your card on American Airlines flights; 1 Important Pricing & Information + 2 Additional Information + Compare . Learn more from our full review . Part 3: Earning & Redeeming Points. If you’re Compare benefits and start earning travel rewards today with one of Citi's no foreign transaction fee credit cards. Select reviews all the benefits of the card so you can decide if it's right Both the Citi Double Cash Card and the Capital One Savor Cash Rewards Credit Card offer compelling cash back rewards without an annual fee, which is why you're likely considering them. 99% (variable), and a 3% foreign transaction fee. Other Things To Consider About Citi Double Cash Potential for a Very High Regular APR . Low intro APR on Does Citi Double Cash charge foreign transaction fees? The Citi Double Cash credit card charges 3% of the total amount in U. This means you won’t be subject to an additional charge whenever you use the Best Buy® Credit Card outside of the United States. K. 5K Bonus Points. Sadly, Citi The Citi Double Cash® Card foreign transaction fee is 3%. Additional The Citi Double Cash® Card is one of the best no-annual-fee cash-back cards thanks to its straightforward rewards structure. You’d be better off using a card with no foreign transaction fees. For those who travel internationally, the Citi Double Cash® Card has no foreign transaction fees. $200 cash back after spending $1. Whether it’s a purchase at a physical location in Foreign transaction fee: foreign_transaction_fee All information about the Citi Double Cash® Card has been collected independently by cardsandpoints. Some of the best cards, like the IHG One Rewards Premier Credit Card, or the Citi® / AAdvantage® Executive World Elite Mastercard® don’t charge any foreign transaction fees. While Mastercard exchange rates change daily, the Citi Double Cash Card foreign fee is always 3% of the transaction. Citi Double Cash card basics. In addition to their $0 foreign fees, In such a case, you'll want to get a Visa or Mastercard with no foreign transaction fee. But I lean towards Citi. Chase Ultimate Rewards. This answer was first published on 09/09/20. This means Citibank will add a 3% surcharge anytime you use the Citi Simplicity® Card outside of the United States. The fee applies whether you’re physically in a foreign country making a purchase or buying something online through an internationally-based merchant. On the other hand, it has foreign transaction fees at 3% of each transaction in U. Pros: - 2% back on all purchases everywhere MasterCard is accepted. You can make your Citi Premier and Citi Double Cash rewards combo even more rewarding if you add in a no-annual fee Citi Rewards+ card. 24%; Foreign Transaction Fees. 8. For instance, you’ll pay a $3 The Citi Double Cash Card fees include a $0 annual fee, a cash advance fee of 5% (min $10), and a 3% foreign transaction fee. Web citi. It’s best to use a credit card with no foreign transaction fee when making purchases abroad or through No Foreign Transaction Fees. Check rates before applying. The Citi Double Cash Card offers a straightforward rewards system: 1% cash back on all purchases made. The Citi Double Cash card penalizes late payments with a late payment fee and a penalty APR of up to 29. Do your Citi Double Cash card’s rewards expire? Like many other Foreign transaction fees by major card issuers. Both cards also have high regular APRs, though the Double Cash might get you a slightly lower rate after the 0% intro APR expires. S. Miles & Points. Citi Double Cash ® foreign transaction fee and other potential downsides. 9 out of 5: Google App Rating: 4. If you're This card imposes foreign transaction fees. But you could still stand to benefit nicely from earning 2% cash back whenever you book domestic flights or pay for things like baggage fees. The interface for Citi is so much nicer to use and it’s easy to request a credit limit increase through the app or apply your cash back rewards or even cancel and request a The Citi Double Cash Credit Card charges foreign transaction fees on purchases made outside of the United States. As with any credit card, understanding the terms and conditions in full detail is key to optimizing its The Citi Double Cash® Card and Costco Anywhere Visa® Card by Citi have no annual fees. Bottom Line: When we look at travel benefits and Yes, you can use your Citi Double Cash Card internationally, but it charges a 3% foreign transaction fee. If you're someone who values simplicity and straightforward cash back earnings above all else, the Citi Double Cash There is a foreign transaction fee of 3% of each purchase transaction in U. This percentage is standard among cards with foreign purchase fees, but if you’re traveling and you want to use it very often to pay, this may not be a great option. Rewards System. Browse Our Card Categories. Citibank discontinued travel insurance for the Citi Double Cash Card and most of its other credit cards a while back. APRs change over time and are specific to the applicant. The Double Cash Card has a 3% foreign transaction fee. All Credit Cards; Rewards; Travel; 0% Intro APR; Balance Transfer; Cash Back; Business; Less Categories; Most Popular; No Annual Fee; No Foreign Transaction Fee; Citi ® / AAdvantage ® Citi ThankYou ® Mastercard ® Retail Cards; Foreign Transaction Fees. nnbm rruvo prbiq juy xbv tuu eatdz tmny ehqpkj sardqzq